Brevard County 4-Point Inspector

4-Point Inspection — Brevard County

Most Florida homeowner's insurance carriers require a 4-point inspection for homes 20 years or older. We serve all of Brevard County — Palm Bay, Melbourne, Titusville, Rockledge, Viera, and beyond. Licensed inspector, 24-hour report.

Florida Licensed Licensed & Insured
Brevard County Palm Bay · Space Coast
Bilingual Service English & Spanish
Fast Reports Delivered Within 24 Hours
Licensed & insured · Serving Brevard County and the Space Coast

4-point inspections across Brevard County

Brevard County has a large stock of homes built in the 1960s through 1990s — many near the coast where salt air and wind exposure accelerate wear. If your home is 20+ years old and you're renewing or obtaining homeowner's insurance, your carrier likely requires a 4-point inspection.

Roof System

Inspection of the roof covering, flashing, gutters, and estimated remaining life — a primary insurer concern for older Florida homes.

Electrical System

Panel type, wiring condition, and identification of known hazards such as Federal Pacific or Zinsco panels common in older Brevard County homes.

HVAC System

Age, condition, and functional status of heating and cooling equipment — Florida's heat and humidity put significant demand on HVAC systems.

Plumbing System

Pipe material, water heater age and condition, and identification of galvanized or polybutylene plumbing that insurers may flag.

Why Brevard County homeowners need a 4-point inspection

Florida insurance carriers use the 4-point report to assess risk before issuing or renewing a policy. Brevard County's older housing stock — especially along the coast — means many homes will need this report. We deliver a clear, insurer-accepted report within 24 hours.

  • Accepted by major Florida homeowner's insurance carriers
  • Required for most homes 20+ years old when obtaining or renewing coverage
  • Identifies issues that could cause an insurer to decline or limit coverage
  • Covers all four systems: roof, electrical, HVAC, and plumbing
  • Same-day digital report formatted for Florida insurance use
  • Available county-wide — from Palm Bay and Melbourne to Titusville and Cocoa Beach

4-point inspection pricing in Brevard County

Inspection Cost
Call for current pricing

Call (954) 899-3713 for pricing. Discounts available when bundled with a wind mitigation or buyer's inspection.

Report delivery
Within 24 Hours

Your 4-point inspection report is delivered digitally within 24 hours — ready to submit to your insurance carrier.

Bundle 4-point with wind mitigation for maximum savings

Brevard County homeowners frequently schedule a 4-point inspection and a wind mitigation inspection together. The wind mitigation report can qualify your home for significant insurance premium discounts under Florida law. Bundle both in one visit and save on scheduling. View all Brevard County services.

4-point inspections throughout Brevard County

We perform 4-point inspections for homeowners and buyers across Brevard County, including:

City-specific 4-point inspection pages: Palm Bay and Melbourne. For all other Brevard County locations, call (954) 899-3713.

4-point inspection FAQs — Brevard County

What triggers the need for a 4-point inspection in Brevard County?
Most Florida insurance carriers require a 4-point inspection when a home is 20 years old or older and you are applying for new coverage or renewing an existing policy. Some carriers now require it at 15 years. Check with your insurance agent for your carrier's specific threshold.
How long does a 4-point inspection take?
A 4-point inspection typically takes 45 minutes to 90 minutes for most Brevard County homes. It focuses specifically on the four systems — roof, electrical, HVAC, and plumbing — rather than the full home inspection.
What happens if my home fails the 4-point inspection?
The 4-point inspection is not a pass/fail test — it documents the current condition of the four systems. Insurers review the report and decide coverage terms. If your home has an older roof, aluminum wiring, or aged plumbing, your agent can guide you on next steps.
Can I get a 4-point inspection and a full buyer's inspection at the same time?
Yes — and we recommend it for buyers of older Brevard County homes. Scheduling both together saves time and can reduce the total cost. Call (954) 899-3713 to discuss bundling options.
Book Your Inspection

Ready to schedule your inspection?

Call or fill out the online form — we respond quickly and offer same-week availability. Reports delivered within 24 hours.