Wind Mitigation Inspection
A wind mitigation inspection documents your home's wind-resistant features as defined by Florida's Uniform Mitigation Verification Inspection Form. This report may help document features that could qualify your home for insurance credits or discounts with many Florida homeowners insurance carriers.
What a wind mitigation inspection documents
The wind mitigation inspection follows Florida's Uniform Mitigation Verification Inspection Form. The inspector documents specific features related to how well the home can resist wind damage.
Roof Covering
The type and installation method of the roof covering material. Newer, approved materials installed to current codes may qualify for favorable ratings.
Roof Deck Attachment
How the roof decking is attached to the structural framing. Stronger attachment methods — such as ring-shank nails or screws — may be rated more favorably.
Roof-to-Wall Connection
How the roof structure connects to the exterior walls. Single wraps, double wraps, clips, and structural attachments are evaluated — stronger connections may receive better ratings.
Roof Shape
The geometry of the roof — hip roofs generally perform better in wind events than gable roofs. Roof shape is documented and evaluated as part of the form.
Opening Protection
Windows, doors, and skylights — whether they are impact-rated, protected by shutters, or standard unprotected openings. Impact-rated or protected openings may receive favorable credits.
When homeowners request a wind mitigation inspection
A wind mitigation inspection is typically insurance-driven. Many Florida homeowners request one after purchasing a home, at renewal, or when shopping for new coverage.
- Florida is one of the most hurricane-exposed states in the country. Insurance carriers use wind mitigation reports to understand how well a home's construction may resist wind damage.
- Many homeowners request a wind mitigation inspection when they purchase a home to understand whether their new property qualifies for insurance credits based on its construction features.
- At renewal or when switching carriers, a current wind mitigation report may help document features that qualify for credits or discounts — requirements vary by carrier.
- Homes with impact windows, hip roofs, or reinforced roof attachments may benefit most from the inspection, as these features are evaluated positively on Florida's Uniform Mitigation Verification form.
- The inspection documents existing features — it cannot retroactively change the construction of your home. Upgrades made after the inspection would require a new report to be reflected.
Cost and what to expect
Pricing depends on home size, age, and inspection needs. Call (954) 899-3713 for current availability and a quick quote — no forms, no waiting.
Most wind mitigation inspections are completed in 45 minutes to 1 hour. Your digital report is typically delivered within 24 hours.
Also need a 4-point inspection?
Many Florida homeowners schedule a 4-point inspection alongside their wind mitigation inspection. Both are insurance-related reports and can typically be completed in the same visit, saving time and potentially reducing the combined cost. See our Florida insurance inspection guide for help understanding which report your carrier is asking for.
Serving Central and South Florida
This inspection service is available throughout our Central and South Florida service area — from Greater Orlando through Brevard County, the Treasure Coast, Palm Beach County, Broward County, and Miami-Dade County. See our service areas page for full coverage details.
Need this service in Palm Bay specifically?
Based in Palm Bay, we serve Brevard County, Greater Orlando, the Treasure Coast, and select Florida markets from Orlando toward South Florida. Dedicated local pages are available for Palm Bay, Melbourne, Orlando, Kissimmee, and Winter Park. For other markets, visit our service areas page or call us to confirm availability for your location.
Common questions about wind mitigation inspections
What is a wind mitigation inspection?
Does a wind mitigation inspection guarantee a discount on my insurance?
How long is a wind mitigation report valid in Florida?
What features on my home might be rated positively?
Can I schedule a wind mitigation and 4-point inspection together?
How do I schedule a wind mitigation inspection?
Ready to schedule your inspection?
Call or fill out the online form — we respond quickly and offer same-week availability. Reports delivered within 24 hours.