Wind Mitigation — Orange County

Wind Mitigation Inspection in Orange County, FL

A wind mitigation inspection is one of the fastest ways to reduce your homeowners insurance premium in Orange County. If your home has qualifying roof features, opening protection, or roof-to-wall connections, you may be eligible for significant Florida Citizens or private insurer discounts. Serving Orlando, Winter Park, Oviedo, Lake Nona, and all of Orange County — report turnaround.

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Orange County Orlando Metro
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Licensed & insured · Serving Orange County and Greater Orlando

Wind Mitigation Features Inspected

Florida's OIR-B1-1802 wind mitigation inspection form covers the specific construction features that affect how a home resists wind damage. We inspect and document all required categories so your insurer has an accurate picture of your home's wind resistance — which translates directly into potential premium credits.

Roof Covering

Type of roofing material and permit year. FBC-compliant roofing after 2002 typically qualifies for credits in Orange County.

Roof Deck Attachment

How the roof sheathing is fastened to the structure. 8d ring-shank nails at 6-inch spacing earn the best credits.

Roof-to-Wall Connection

Clip, single wrap, or double wrap hurricane straps — a key factor in how wind-resistant your roof structure is during a storm.

Opening Protection

Impact-rated windows, doors, and garage doors. Homes with full opening protection earn the most substantial wind mitigation credits.

How Orange County Homeowners Save with Wind Mitigation

Florida homeowners insurance premiums have risen sharply in recent years. A wind mitigation inspection is the single most direct way to earn discounts back from your insurer — and in Orange County's mix of home ages, many properties have features that qualify for credits. Even partial credits on a few categories can offset the cost of the inspection many times over each year.

  • Potential to earn significant annual premium discounts from Florida insurers
  • Required OIR-B1-1802 form completed by a licensed Florida inspector
  • Same-day report ready to submit to your insurance carrier
  • Credits available for roof features, connections, and opening protection
  • Report valid for 5 years for most Florida insurers
  • Bilingual service — results explained in English or Spanish

Wind Mitigation Inspection Cost in Orange County

Inspection Cost
Call for current pricing

Wind mitigation inspection pricing in Orange County is based on home size and location. The inspection cost is often recovered in the first month's insurance premium savings. Call (954) 899-3713 for a quote.

Report Delivery
Within 24 Hours

Your completed OIR-B1-1802 wind mitigation report is delivered within 24 hours — ready to submit to your insurer immediately.

Wind Mitigation + 4-Point Bundle

Orange County homeowners most commonly pair a wind mitigation inspection with a 4-point inspection — both reports are frequently required or recommended by Florida insurers at the same time, especially for homes 15+ years old. Scheduling both in a single visit saves time and reduces combined costs.

If you're purchasing an older Orange County home, consider adding a buyer's home inspection for full coverage. Learn more at our Greater Orlando service area page.

Wind Mitigation Coverage — Orange County

We provide wind mitigation inspections for homeowners, buyers, and sellers throughout Orange County:

Need a wind mitigation inspection in an area not listed? Contact us. See our Orange County service area page for full details.

Wind Mitigation Inspection FAQs — Orange County

Can I get wind mitigation credits on an older Orlando or Winter Park home?
Yes — many older homes in Orange County have qualifying features. Even homes built before 2002 can earn credits for roof-to-wall connection type, roof covering material, and opening protection. Homes with impact windows or storm shutters installed after original construction are common in the Greater Orlando area and can qualify for significant opening protection credits. The inspection tells you exactly which credits apply.
How much can a wind mitigation inspection save me in Orange County?
Savings vary by insurer and by the specific credits earned. Homeowners with qualifying roof features and opening protection can see premium reductions of 20–45% with some Florida carriers. Even partial credits — for roof deck attachment or roof-to-wall connections alone — commonly save hundreds of dollars per year. The inspection cost is typically recovered within the first 1–3 months of premium savings.
How long is a wind mitigation report valid in Florida?
Most Florida insurers accept a wind mitigation report for 5 years. If you've made qualifying improvements to your home — a new roof, impact windows, or added hurricane straps — you can get a new inspection before the 5 years are up to capture additional credits sooner. We recommend re-inspecting after any significant roofing or window/door project.
Do I need to be home during the wind mitigation inspection?
You or a representative should be available to provide attic access if needed — the inspector needs to document roof deck attachment and roof-to-wall connections from inside the attic. Beyond that, the exterior inspection covers the roof covering and opening protection. We'll coordinate a convenient time and let you know exactly what access is needed when we schedule.
Book Your Inspection

Ready to schedule your inspection?

Call or fill out the online form — we respond quickly and offer same-week availability. Reports delivered within 24 hours.